During my days in law enforcement, I saw both sides of the financial game.
I’ve kicked in doors where money was hidden in drywall.
I’ve sat across from guys who ran unlicensed “banks” with nothing but burner phones and street loyalty.
And now?
I coach business owners who still operate like they’re one bad month away from financial collapse.
Here’s the truth most people won’t tell you:
How you think about money determines whether you build wealth or run from it.
Let’s talk about it.
The Underground Bank Mindset
People don’t start underground banks because they love risk.
They start them because:
- They don’t trust the system
- They believe money must be hidden, hoarded, or controlled in secret
- They are avoiding the rules that are written for them
Sound familiar?
Most legit business owners I coach may not be breaking laws…
But they’re still trapped in the same mindset.
They:
- Avoid looking at their books
- Undervalue themselves
- Undercharge clients
- Hoard cash instead of using it strategically
- Think making more money makes them “greedy.”
The Cop in Me Sees the Pattern
In law enforcement, we were trained to spot behaviors that don’t match the surroundings.
And I see the same thing in business:
- You run a legitimate operation but carry underground energy about money.
- You act like success needs to be hidden.
- You tell yourself things like:
- “I’m not good with money.”
- “People like me don’t get rich.”
- “I’ll just work harder.”
That’s not a business mindset.
That’s a survival script.
Bankers Don’t Hide. They Build.
Starting a real bank takes:
- Capital
- Clarity
- Confidence
But mostly?
It takes permission.
Not from regulators from yourself.
When you shift your identity from “operator” to “owner”…
When you stop treating money like a threat and start using it as a tool…
You don’t just fix your finances.
You rewire your relationship with power.
What I Learned Watching People Lose It All
I’ve seen men throw away everything to protect their version of control.
They didn’t trust the system…
But they didn’t trust themselves either.
If you want to build real wealth:
- Stop hiding your ambition
- Stop apologizing for your value
- Stop fearing money
Instead:
- Learn how it moves
- Learn how to use it
- Learn how to teach it
That’s what I do now.
I help people take ownership of the financial game without going off-grid or off-the-rails.
Final Question for You
Are you running a business…
Or are you just running?
If you’re ready to stop hiding and start building,
Book a clarity session here.
Let’s change your money mindset and your legacy.
